Fort Mill Ford
801 Gold Hill Road Fort Mill, SC 29708Sales: 800-627-9051
- Service: (800) 753-8629
- Parts: (800) 753-8629
Ford Financing - Loan & Lease
Welcome to Fort Mill Ford's Finance Department. Our Finance Department has a qualified staff that is here to work for you and to assure that you will get the best possible interest rate and a contract suitable to meet your financial needs. We deal with major lending institutions such as: Ford Motor Credit Co., Bank of America, Chase, CitiBank, Wachovia and several others lenders. We are here to serve you and to make your next vehicle purchase a pleasant experience. Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.
Get Ford Financing from Fort Mill Ford - Car Loan & Lease Programs
Financing your next new car or used car should not be a time consuming hassle! Let our online auto finance application reduce the amount of time you need to spend on auto loan hunting. Sitting around waiting on a finance approval at a dealership is stressful! So get your auto loan approved before arriving at our greater Fort Mill Ford dealership.
Fort Mill Ford provides the lowest available rate on a car loan in the Fort Mill area, and high approval rates for bad credit auto loans. You can qualify for an auto loan for your new Ford or used car at an affordable rate, regardless of what your past or current credit situation is. Special financing is not only for buyers with bad credit. Self-employed or commissioned employees may be classified as high risk and our auto financing services can help most people who are classified as such.
Give the Fort Mill Ford finance team a call at (800) 627-9051, or visit us at 801 Gold Hill Road, Fort Mill, SC 29708. You can also contact us by filling out our contact form below. We look forward to serving your South Carolina auto financing needs.
Financing Navigation
Contact Information
- Fort Mill Ford
-
801 Gold Hill Road
Fort Mill, SC 29708 -
- sales Sales:
- 800-627-9051
- phone2 Service:
- (800) 753-8629
- phone3 Parts:
- (800) 753-8629
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.